SECURE YOUR RETIREMENT INCOME
YOUR GUIDE TO SAFE  FINANCIAL STRATEGIES THAT WORK TO PROVIDE  FINANCIAL SECURITY AND PEACE OF MIND

      SEGREGATED FUNDS

 

Guaranteed Fund
A segregated fund is similar to a mutual fund with insurance guarantees built around it. It guarantees your invested capital against losses if is held for a specific period (usually ten or fifteen years).

If for example, you had invested $100,000 in a segregated fund that is 100% insured before the downturn in the market, the value of your fund would still be at least $100,000 at death or maturity.

Bypass Will
A segregated fund allows you to bypass the will and avoid the associated probate, legal, and accounting costs. This can result in thousands of dollars in savings. Most importantly the guaranteed proceeds are distributed within a few weeks directly to the beneficiaries instead of being tied up for over a year in probate.  




 

Guaranteed Value Resets
You can also benefit from resets. If for example, the $100,000 fund was reset at the time it had increased 20% your guaranteed amount would now be $120,000.

Guarantee upon Death
Segregated funds also offer a guarantee of the amount that goes to a beneficiary upon death. This amount bypasses probate (the will) for a reduction in costs and time.

Creditor Protection
The funds are protected against creditors. 

Privacy  
A will is a public document that is open to all for review at the courthouse.
A segregated fund assures confidentiality as only the contract has access to it. At the death of the contract holder, only the beneficiary of the proceeds is informed. 


All mutual funds and approved exempt securities are provided by Portfolio Strategies Corporation. All other products and services are provided by Brian Lepicq. 


Brian Lepicq


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